Established in 2008, Manchester-based United Kapital is a pioneering financial services business offering an innovative product that rivals the traditional bank loan. Since launch, United Kapital has become the leading merchant cash advance company in the UK. An innovative and impressive new method of funding is available to the food and drink sector, offering restaurants up to £150,000 in working capital. United Kapital has helped thousands of restaurants and food pubs providing them with working capital for:

• Refurbishments
• Purchase new equipment
• Purchase additional premises
• Purchase Bulk Stock
• Simply for cash flow

United Kapital provides a flexible alternative to a small business loan. They provide you with a lump sum to use as working capital which is repaid through your business's future credit and debit card sales. The repayments work alongside the ebb and flow of your business so that they only get paid when you get paid.

There are three easy steps to how a cash advance works:

• They evaluate your business's most recent credit and debit card statements and look to advance up to one month's average credit and debit card sales.
• The repayment process is totally automated through the card processing provider. United Kapital takes a pre-agreed percentage of your future credit and debit card sales until your balance is cleared.
• Funds are typically available within 10 days.

Jake Schamrel from The Courtyard Restaurant at the Mains of Taymouth says, "This is a genius idea, a unique system that really suits my business. The repayments are flexible so whether I process £5,000 or £2,000 it works alongside my business activity with no risk to me or my business - the whole application was very simple, straightforward and very professional."

Call 0800 756 6845 to speak to one of our business advisors and quote ref: Sugar.